OnlineAdviser support is based on
the following Terms of Service. Use of OnlineAdviser service is not permitted without your prior acceptance
of these Terms of Service. Your use of any OnlineAdviser service
presumes that you have read, understand and accept these Terms
Best efforts. OnlineAdviser service is offered on a "best efforts basis".
Information provided is based on
sources believed to be reliable, but cannot be guaranteed.
OnlineAdviser and OnlineNavigator service is available
without charge subject to availibility and these other terms
Disclosure of Paid Endorsements. The adviser is
compensated for endorsing products and services and for
referring a member to a third party.
Limitations. This is a limited scope
service meant to provide fast easy access to professional
advice without the need for the formalities or expense that
typically accompany professional advisory services. Services are limited and
available at the discretion of the adviser. Members of
sponsoring employers or business associations receive
priority treatment and may be entitled to expanded services
by specific agreement.
Warranty. No warranty is offered in connection with this service.
Specifically, the adviser does not offer assurance that you will be
satisfied with the information we provide or the financial
products or services that are offered or available to you.
Refund. By agreeing to use this limited
scope service, you agree that your recourse is limited to
return of the fee paid, if any, for this service.
Opinion. Advice offered is only the personal opinion of the adviser.
does not have the authority to speak for any other person, regulatory
agency, government, plan sponsor or company.
Authority. This is a supplemental support
service and not a primary source or authority of any financial
transaction, product or service. In the event of a conflict between the information provided by
OnlineAdviser and any other contract, published material,
account agreement or policy,
the other material or policy will always prevail.
Dispute Resolution. Any disputes arising from OnlineAdviser service will
be arbitrated under the terms of the dispute resolution
procedures of the Better Business Bureau including binding
arbitration. By agreeing to these Term of Service, the
parties acknowledge in advance that they give up certain
rights to bring a complaint in the civil courts.